Tennessee: Life, Accident & Health Insurance

Tennessee: Life, Accident & Health Insurance

This Tennessee Department of Insurance approved continuing education course provides in-depth coverage of Life, Accident & Health Insurance. Complete this course to earn CE credit hours toward your license renewal while gaining practical knowledge you can apply in your daily practice.

Course Topics

• Life Insurance Fundamentals — Types of life insurance policies, term vs permanent coverage, policy provisions and riders.
• Selling Life Insurance — Needs analysis, policy delivery requirements, and suitability considerations.
• Annuities — Fixed, variable, and indexed annuities, accumulation and distribution phases.
• Group Life Insurance — Group policy characteristics, conversion rights, and employer-sponsored plans.
• Health Insurance Fundamentals — Types of health coverage, policy provisions, and benefit structures.
• Disability Income Insurance — Short-term and long-term disability, benefit triggers, and elimination periods.
• Long-Term Care Insurance — LTC policy features, benefit triggers, partnership programs.
• Medicare and Social Security — Government programs, eligibility, and coordination of benefits.
• Tax Considerations — Tax treatment of premiums, benefits, and policy distributions.
• Retirement Plans — Qualified plans, IRAs, and retirement income planning.

What You’ll Learn

After completing this course, you will be able to:

• Explain different types of life insurance products and their uses
• Understand health insurance policy provisions and benefits
• Describe disability income and long-term care coverage
• Apply tax rules to insurance products
• Advise clients on appropriate coverage options

Course Details

• Approval: Tennessee Department of Insurance
• Format: 100% online, self-paced
• Access: 24/7 from any device
• Final Exam: Required for completion
• Certificate: Available immediately upon passing
• Reporting: Completions reported electronically to the state

Who Should Take This Course

This course is designed for Tennessee licensed insurance producers who need continuing education credit for license renewal. The content applies to life, accident, health, and property/casualty producers depending on the specific course topic.