Ohio: Policy Premium Laws in America

Ohio: Policy Premium Laws in America

This Ohio Department of Insurance approved continuing education course provides in-depth coverage of Policy Premium Laws. Complete this course to earn CE credit hours toward your license renewal while gaining practical knowledge you can apply in your daily practice.

Course Topics

• Premium Calculation — Actuarial principles, rate making, and premium determination.
• Rating Factors — Classification systems, risk factors, and premium adjustments.
• Rate Regulation — State rate filing requirements, approval processes, and limitations.
• Premium Financing — Premium payment options, financing arrangements, and regulations.
• Renewal and Rate Changes — Renewal underwriting, rate increases, and policyholder rights.

What You’ll Learn

After completing this course, you will be able to:

• Understand premium calculation methods
• Explain rating factors and classifications
• Navigate rate regulation requirements
• Advise on premium payment options
• Handle renewal and rate change situations

Course Details

• Approval: Ohio Department of Insurance
• Format: 100% online, self-paced
• Access: 24/7 from any device
• Final Exam: Required for completion
• Certificate: Available immediately upon passing
• Reporting: Completions reported electronically to the state

Who Should Take This Course

This course is designed for Ohio licensed insurance producers who need continuing education credit for license renewal. The content applies to life, accident, health, and property/casualty producers depending on the specific course topic.