Delaware Insurance CE: Long Term Care Insurance in the U.S.

Delaware Insurance CE: Long Term Care Insurance in the U.S.

This Delaware Department of Insurance approved continuing education course provides in-depth coverage of Long Term Care Insurance. Complete this course to earn CE credit hours toward your license renewal while gaining practical knowledge you can apply in your daily practice.

Course Topics

• LTC Policy Features — Benefit triggers, elimination periods, benefit periods, and inflation protection.
• Types of LTC Coverage — Traditional LTC, hybrid policies, and linked benefit products.
• Partnership Programs — State partnership programs, Medicaid asset protection, and qualification.
• Underwriting Considerations — Health qualifications, cognitive screening, and policy issuance.
• Claims and Benefits — Care coordination, benefit payments, and claims management.
• Tax Treatment — Tax-qualified policies, deductibility, and benefit taxation.

What You’ll Learn

After completing this course, you will be able to:

• Explain LTC policy provisions and benefits
• Compare different types of LTC coverage
• Understand partnership program benefits
• Navigate LTC underwriting requirements
• Apply tax rules to LTC insurance

Course Details

• Approval: Delaware Department of Insurance
• Format: 100% online, self-paced
• Access: 24/7 from any device
• Final Exam: Required for completion
• Certificate: Available immediately upon passing
• Reporting: Completions reported electronically to the state

Who Should Take This Course

This course is designed for Delaware licensed insurance producers who need continuing education credit for license renewal. The content applies to life, accident, health, and property/casualty producers depending on the specific course topic.